Accident is a part of Human life and one accident can change the life completely. No one know what happened on the next moment, may you meet with accident, getting ill or happen some other tragedy. Death is a fact of life either we believe or not but we bear this bitter truth. Sometime we do mistake and not care of our health and play with risk. Life is so unpredictable bad time comes any time and we always ready to face it.


Good Heath is key of better life, in recent era life insurance also important because recent peoples are stuck in more than one jobs they not care of own diet, careless about health and drive rashly on road, so we have to think about yourself and others.

insurance of health actually a Bema policy that pay medical bill of a person so in future if he/she ate become victim of any health problem then his saving become right hand in form of insurance. By health perspective a good insurance company makes a schedule in which you will have to pay some money at the end of every month and whenever you are in trouble due to any problem like accident or health problem then insure will return your money with premium or pay your hospital charges. You can take insurance according to your salary. Some government companies and private companies provide opportunity and facilitate their servants by detecting some income but foreign countries insurance is a law and every citizen have rights  to take advantage of this facility.

Now you now that insurance take care of us economically so if you decide to get benefit of insurance then you should know about some good and top insurance companies in Pakistan. There are number of insurance companies in the world however we have selected the best and top 10 insurance companies in Pakistan that work efficiently and fulfill the needs of their customers. life insurance policy may be different of each company so read carefully their insurance policies.


Best 10 Life Insurance Companies in Pakistan


IGI Insurance Limited Web Site
IGI is a public listed general insurance company (KSE: IGIIL) founded in 1953. Being part of the Packages Group, IGI is the largest insurance company by market capitalization. Headquartered in Karachi, IGI has offices in 7 cities nationwide and offers a wide range of general insurance products including Fire, Motor, Marine, Travel, Health Personal Accident and Home Insurance.

IGI feels pride in having a long term business relationship with leading local and multinational companies.

  1. 60 Years of helping individual and institutional customers in Pakistan to grow and protect their wealth.
  2. 33Billion – Our Market capitalization makes us the Largest Insurer in Pakistan.
  3. 14.5Billion - Assets under management (as of December 2014). 
  4. 10.3Billion - Shareholders’ equity. 
  5. 7cities – We are present in all major cities across Pakistan.
  6. 4,000Corporate and 19,000 individual customers.


Financial strength rating: ‘AA’ by Pakistan Credit Rating Agency (PACRA).

East West Life Assurance Company Web Site
East West Life is a major player in Pakistan’s life and health insurance industry and offers a complete range of insurance products, such as:
  • Life insurance
  • Health insurance
  • Accidental insurance with medical reimbursement
  • Monthly income benefit plan for twenty years (in case of permanent disability)
  • And many more products/services that can be customized to fit the needs of any person in any walk of life.

New Jubilee Life Insurance Company Limited Web Site
Jubilee Life Insurance Company Limited (the Company) was incorporated in Pakistan on June 29, 1995 as a Public Limited Company under the Companies Ordinance, 1984. Its shares are quoted on the Karachi Stock Exchange. The Company started its business on June 20, 1996. The addresses of its Registered and Principal office are 26-D, 3rd floor, Kashmir Plaza, Jinnah Avenue, Blue Area, Islamabad and Jubilee Life Insurance Building, 74/1-A, Lalazar, M. T. Khan Road, Karachi respectively.
The Company is engaged in life insurance, carrying on non-participating business. In accordance with the requirements of the Insurance Ordinance, 2000, the Company has established a Shareholders’ fund and following statutory funds in respect of each class of its life insurance business:
  • – Individual Life Unit Linked
  • – Conventional Business
  • – Accident and Health
  • – Overseas Group Life and Health Business
Jubilee Life has been assigned Insurer Financial Strength (IFS) rating of “AA+” (Double A Plus) with ‘Stable’ outlook by JCR-VIS Credit Rating Co. Ltd.
The Company is a subsidiary of Aga Khan Fund for Economic Development S.A. Switzerland.

Data Bank International Web Site


EFU Life Assurance Web Site
Your life is a journey with many different stages and each stage brings with it new challenges. As you take each step in life your role and responsibilities change.

  • Largest private sector life insurance company 
  • Strongest Financial base in the private sector
  • Highest paid up capital
  • Diversified Portfolio offering Best Value Products 
  • Best performing investment funds 
  • Well trained sales force to provide solutions that match your needs 
  • Caring Customer support services >
  • Prompt claim settlement 
  • Providing coverage to more than 1 million lives


In 1990, the Government of Pakistan reopened the life insurance business to the private sector organizations and EFU Life Assurance Ltd started operations in November 1992 as the first private sector life insurance company. In early 1993, EFU Life commenced writing group life insurance business and by March 1994, the company began writing its individual life business.

The Company has a growing branch network of over 150 branches through out the country. For Bancassurance, the Company has a relationship with over 15 major banks and offers simple to sophisticated life insurance products. For Group Benefits, EFU Life has a marketing team which focuses on providing life insurance coverage to corporate entities and bank clients.

EFU Life was the first life insurance company in Pakistan to be awarded the ISO 9001:2008 certification, and received the “Insurer Financial Strength” rating of AA, Outlook: Stable, by JCR-VIS, an affiliate of Japan Credit Rating agency.

EFU Life’s products are designed to meet the varying needs of EFU Life’s clients and offer the best in financial services.

EFU Life is the pioneer in introducing the following products and features in Pakistan


  • Unit-linked products 
  • Critical Illness Products
  • Education Planning Product Inflation Protection Benefit 
  • Pension Plans
  • Islamic Fund Products
ASif Puri & Co. (Pvt) Ltd Web Site

State Life Insurance Corporation of Pakistan Web Site
State Life Insurance Corporation of Pakistan was incorporated on November 1, 1972 under the Life Insurance Nationalization Order, 1972.

Expert Witness Services Pvt Limited, Pakistan Web Site