A local small business owner is losing his insurance policy after three years of “unfavorable loss” due to claims made after tens of thousands of dollars in damages due to the crime crisis. In protest, he exclusively told “The Jason Rantz Show” on KTTH that he won’t collect taxes for Washington unless he’s able to find an insurance company willing to cover his business.

Nirav Sheth owns four brick-and-mortar small businesses across the Puget Sound region. He said the vandalism and break-ins are constant, forcing him to submit insurance claims to help cover the surging costs of repair.

But on June 27, Sheth said he was informed by Allied Insurance Company that he’s losing his coverage. His last day under the policy is September 29, 2024. The decision comes after filing claims totaling over $133,000 over three years. This didn’t even cover all the incidents his businesses suffered.

“The reason for nonrenewal is due to your unfavorable loss experience in three years,” the letter, provided by Sheth, reads.

Without insurance coverage, Sheth is left vulnerable. But he said if the state won’t protect him from a crime crisis Democrats created, he won’t support the government.

“My business locations will not collect any sales tax, will not pay any payroll taxes, will not pay B&O Taxes, will not pay for business license or any other form of taxes to this WA state government until they fix the issue. If my small businesses are going down, I will not go down without a fight with this corruption,” Sheth declared.

How was this small business owner impacted by Washington’s crime crisis?

There has been extensive vandalism to Sheth’s auto repair shops (Meineke shops in Des Moines, Silverdale and Gig Harbor). His employees have been attacked. According to surveillance footage, his employees have even had guns pulled on them.

At one point, he said his Gig Harbor auto shop was hit by a gang that stole seven customer vehicles. In Des Moines, a drunk driver smashed into his shop. The Silverdale location has had catalytic converters stolen from customer vehicles.

After his Italian restaurant in Normandy Park was vandalized a third time, Sheth announced he was running for Congress to take on incumbent Democrat Marilyn Strickland.

Photo: Sheth said he was informed by Allied Insurance Company that he's losing his coverage.

Sheth said he was informed by Allied Insurance Company that he’s losing his coverage. (Photo courtesy of Nirav Sheth)

How is this small business owner protesting the government? By not collecting taxes

Sheth, a former Marine, said without his insurance coverage, he won’t be able to keep his locations.

“If I don’t have the business insurance, my landlord will kick me out. They already sent me a notice saying that if you don’t get the insurance, by this time, you will be defaulting on your lease,” Sheth exclusively told “The Jason Rantz Show” on KTTH.

Despite being on the verge of losing his insurance, Sheth said he doesn’t blame them. This isn’t even the first time his business insurance policy renewal was denied.

“Yeah, I don’t blame the insurance company. It’s the state’s policy … they introduced defunding the police and decriminalizing the drugs. So, those are the factors where we had property crime (go) high,” Sheth said.

“This lawlessness has contributed to all this and Washington state administration should be liable for this. That’s why I do want to file a class action lawsuit,” he continued.